Des revenus confortables, dont il donne près de la moitié à sa famille. Oui c'est courant en Asie...mais en Occident, c'est quasi rare 프랑스 이민2세대 청년이 한달 월급4000유로 중 절반은 부모님께 드린다고 하여 한동안 화제가 되었다. 청년의 부모는 스리랑카 내전이 있었을때 프랑스로 정치적 망명을 하였는데 아버지는 식당에서, 어머니는 가사도우미로 일을 하신다. 서구에서는 자식이 부모에게 용돈이나 생활비를 드리는 경우가 거의 없다. 아래 기사에 달린 댓글에는 이 청년이 부모에게 바치는 월급보다 그의 월급자체가 더 화두가 되었다. 어떤 부부는 '우리 둘이 버는 월급이다'라고 언급하고, 미혼자가 그만큼 번다는 사실에 부럽다는 댓글이 다수. 한국에서는 유럽의 월급 수준을 과대 평가하고 있는데, 유럽에서는 3백만원정도의 월급이 평균적이다. 한국에서는 사교육비 때문에 3백만원으로는 어림도 없고, 무엇보다 유럽인들보다 소비 성향이 훨씬 강한편이다. 유럽에서는 지갑이 허전해도 주변의 시선에서 자유롭게 생활 할 수 있지만, 한국에서는 지갑이 허전하면 주변의 시선으로 마음 편하게 생활할 수가 없다. 요즘은 국정 교과서를 엉뚱맞게 개정한다하여 국민들 마음이 편하지 못하고, 비판을 하자니 끝이 없고, 대안없이 비판만 할 줄 아는 왼쪽 사람들도 국민들 마음을 힘들게 한다. 점점 추워오는 날씨에 향수병이 도지니 또 고향 생각이 절절하구나.
==
The Obs with Rue89
YOUR X-RAY WALLET
Guillaume, 25, earns €4,070 a month and gives half of it to his family
An engineer in artificial intelligence, Guillaume describes himself as “not very spendthrift”: he lives with a roommate and pays almost half of his salary to his parents and his uncle. He opens his wallet for us.
By sonia_barge
Published on November 21, 2016 at 4:36 p.m. Updated on October 14, 2015 at 07:29
Favorites
Comment
Follow us
A social ascent worthy of a Hollywood film about the American dream. Born in France shortly after the arrival of his parents fleeing the war in Sri Lanka, Guillaume (the first name has been changed) has obtained six diplomas from the Grandes Ecoles and is now an engineer in artificial intelligence.
At 25, the young Parisian earns more than 4,000 euros per month. Comfortable income, of which he gives almost half to his family.
The sequel after the ad
“My parents fled their country ravaged by civil war in 1988. They landed in Paris with nothing and obtained the status of political refugees. Like others in their case, they were quickly dispatched to different provincial towns. »
Guillaume on his balcony, Paris, in September 2015
Guillaume on his balcony, in Paris, in September 2015 - Sonia Barge/Rue89
He and his sister were born a few years later in Alsace, where they grew up until their majority. Unlike the two children, the parents struggled to fit in socially:
“It is still the case today. They speak French very badly and hardly see anyone except other immigrants from Sri Lanka. However, they get away with it. My father became a cook and my mother a housekeeper. It could hardly be more cliché for immigrants... but that's how it is. »
Long studies thanks to university scholarships
Guillaume obtained his baccalaureate with honors. He then goes on to the great Parisian schools, in political science, engineering and mathematics... Six diplomas in seven years.
“I love to learn, I was born that way. And finally, once you have been able to enter a large school, it is easier to obtain a double degree or to be accepted in a partner training course..."
Long studies that he would never have considered without the university scholarship system. He then received the scholarship on social criteria, at level 6 out of the 7 set up by the Crous, therefore one of the highest. Currently, tier 6 scholarship recipients receive 477 euros per month of the school year. Thanks to his high honors in the baccalaureate, around 200 additional euros were awarded to him each month.
“As admission was free for me, I didn't hesitate to enroll in what I liked. I took advantage of it but at the same time I find this system just because my parents really couldn't help me. »
Since September 2014, Guillaume has been an artificial intelligence engineer in a large digital services company. He specifies :
The sequel after the ad
“I transform customer requests – companies – into mathematical problems. Then I set up the computing infrastructure for computers to find the right algorithms and solve these problems. »
Student habits, or almost
Today, Guillaume earns more than six times the amount of his student grant, but the young man has not radically changed his way of life:
“I'm not a very spendthrift person, even if today I allow myself a little more outings than before. It may also be because I have only been employed for a year. Maybe I'll pick up some bad habits later on. »
Until recently, Guillaume regularly consulted his accounts on the Bankin' application:
“I had it on my old smartphone before it was stolen. I haven't thought about uploading it to the new one, but I'm sure I will because it's convenient. When I was a student, I regularly checked to see if I was in the red. »
Probably also because the money he does not spend on himself, he gives to his family, to his parents who are building their house in Alsace, and to one of his uncles living in Sri Lanka:
“He is a priest and he is very involved in the development of this region, which is still completely devastated by the war. He established several orphanages and schools. These are not large structures but he manages many in the region. »
Sharing a pizza
Sharing a pizza - David Joyce/Flickr/CC
The sequel after the ad
Income: 4,070 euros net per month
Salary: 3,755 euros net per month
Guillaume works around 40 hours a week. He was able to negotiate his salary upwards, to 59,040 euros gross per year, because he was hired after being spotted by a headhunter. His net salary includes the cost of his health insurance. Guillaume should also be able to benefit from a telephone whose package will be paid for by the company, but “it is in progress”.
Navigo pass: 35 euros per month
His company pays half of his Navigo pass, the public transport card for the Paris region.
Participation : 280 euros net per month
He receives an annual participation bonus of approximately 4,400 euros gross.
Fixed expenses: 880 euros per month
Rent: 750 euros per month
Guillaume lives with two other young people in a large shared apartment in the 20th arrondissement of Paris. The total rent of 2,260 euros is divided equally into three.
The sequel after the ad
“I love living with a roommate. My roommates have become real friends, we very often organize small parties in the apartment. Even with higher incomes, I would prefer this vibe to an apartment where I live alone. »
This amount includes charges and council tax.
Home insurance: around 18 euros per month
Guillaume pays the full insurance for their roommate, ie 220 euros per year. In return, one of his roommates pays the water bills and the other the electricity.
“I don't know how much they pay. I realize that I'm probably a winner in this deal..."
Income tax: 0 euros
“Since I only started working in September 2014, I haven't had to pay any income tax so far. But it will come soon..."
Bank charges: 0 euro
For a few more months, Guillaume benefits from an offer for young people, with free bank charges for the first 24 months.
“Afterwards, I plan to switch to an online bank, which is more advantageous. »
Transport: 85 euros per month
Guillaume has a monthly Navigo pass, at 70 euros, half of which is reimbursed by his company. He visits his parents in Alsace once every two months or so. The round trip by train costs him a hundred euros.
The sequel after the ad
Telephone: 20 euros per month
?A mobile plan with unlimited everything.
Internet: about 7 euros per month
The 20 euro subscription is divided between the three roommates.
Random expenses: 2,770 euros
Shopping and food: around 450 euros per month
“I don't often go grocery shopping because in the evening, I very often eat kebabs. I also eat out for my lunches. I very rarely cook in the apartment, so the fridge is almost exclusively filled by my roommates. Which ends up being quite expensive, I realize..."
Clothing: around 33 euros per month
Guillaume spends around 400 euros per year.
The sequel after the ad
Leisure and outings: 300 euros per month
“We regularly organize parties where we invite friends to our roommate. We also go out once or twice a week to bars or nightclubs. I sometimes go to the cinema, but only once every two months or so. »
Alcohol and tobacco: 100 euros per month
Holidays: around 85 euros per month
Quite a large item of expenditure for Guillaume, around 1,000 euros per year.
“I treat myself to long weekends from time to time, in the south of France or in Europe. Long trips are quite rare. I have only been to Sri Lanka once. »
Help for his parents: 1,500 euros per month
Take advantage of the €1 for 3 months offer
with Google
Guillaume donates money to his parents for the construction of their house:
“The blinds, the paintings... The bills climb quickly with the labor. Again last weekend, I spent 1,300 euros to buy and lay the tiles that will cover the driveway of their garage. In my eyes, it's not a gift, it's almost as if it were for me. Because they educated me by telling me that their money was mine and vice versa. But hey, fortunately the work should be completed in December anyway. »
Help for his uncle: about 300 euros per month
“He doesn't often ask me for money, it's very random. But when he is forced to do so, these are quite substantial sums. »
Savings: 420 euros
Before giving to his family, Guillaume systematically checks that he is not going to expose himself. He does not seek to put money aside:
“I don't have a big personal project in mind that would require me to save, like a car or an apartment of my own. But I will still have to get started, if only to anticipate the first income taxes. »
sonia_barge
==
No comments:
Post a Comment