동아시아의 평화와 화해의 정치학 Scrapbook: How Much Pension Do Japanese Seniors Really Get?

2025-09-07

How Much Pension Do Japanese Seniors Really Get?

How Much Pension Do Japanese Seniors Really Get?

RAY SAN

1.91K subscribers

1,516 views Jul 12, 2025

#JapanesePension #JapanAgingSociety #StreetInterviewJapan

🎙️ What do Japanese seniors really think about Japan’s pension system? And how much are they actually receiving?

In this street interview, we spoke with elderly people across Japan to hear their honest thoughts and real-life experiences regarding the national pension system.

Some are satisfied with what they receive, while others express frustration about the gender gap, low amounts, or uncertainty about the future.

We asked questions like:

• How much pension do you receive each month or year?

• Is it enough to live on?

• What are your thoughts on the future of pensions in Japan?

• Do you think the system is fair for both men and women?

You’ll hear personal stories—from those who retired from company jobs, to people who ran their own businesses, to those still working into their 70s.

Their answers shed light on the struggles and gratitude that come with growing old in modern Japan.

🇯🇵 日本の高齢者に、年金についての本音を聞いてみました。

リアルな年金額や、その金額で生活していけるのかどうか、今の制度に対する意見など、海外ではあまり知られていないリアルな日本の姿をお届けします。

If you’re curious about how Japanese people live after retirement or want to understand more about Japan’s aging society, this is a video you don’t want to miss.

#JapanesePension #JapanAgingSociety #StreetInterviewJapan #LifeInJapan #RetirementInJapan #ElderlyVoices #年金制度 #高齢者の暮らし #日本のリアル #インタビュー動画 #JapaneseSociety #JapanLife #SocialIssuesJapan #年金額 #年金生活 #JapanEconomy

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Transcript

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年金について

うん。

なんですね。

日本の年金について何か思うことってあります?

今の時代どれぐらいもらえてるのかなっていうのちょ聞きたくて。

[音楽]

Heyguys,mynameis

Ron.Welcomebackto

thechannel.Haveyou

everwonderedabout

Japanesepension

system?Actually,

Japanisknownforits

agingpopulation.But

howdoeverypeoplein

Japanreallythink

abouttheirpension

system?Isitenoughto

liveon?TodayI'mgna

hitthestreettoask

peopleinJapanwhatdo

theythinkabout

Japanesepension

systemandhowmuchare

theyactually

receiving?Yeah,I

findoutthesethings

Japanfromtraveland

movinghereJapanese

aswell.Perfectfor

anyoneJapanLet

getございます。

で、今ちょっと5

年齢大体お伺いしてもいいですか?

78歳。

歳。えっと今お伺いしてるのが日本の年金制度について

はい。

なんですよね。だ、日本の年金制度についてなんか思うことってあります?違う。

はい。一応サラリーマン

年近くやってましたけど、それは会社はね、みんないい人でいい割に、あ、恵まれていたと思いますよ。

だけどね、あの、男女の格差

[拍手]

年金って今、あの、どうしたって基本が基本です。

だからいくら管理職になっても、

あの管理職手当ては男性と一緒ですけど、基本球はずっと差があるんですよ。

それを元にこう言いてはなんですが私の

会社でも私はいいお給料をいいた方ですが

他の人たちはどうなんだろうと思うくらい

私

のうんその少ないですわけ贅沢行はいけ

ないと思うけどそれでも男性とはすごく

格差があると思ってます。なるほど大体

なんかいくらぐらい今いただけてるのかな

ってあったりします。2

ヶ月で30万はかないです。

ああ、30

万弱。多いと思います。やっぱ少ないと思います。

少ないと思います。そうですね。

からの未来なんかこうなっていったらいいなとかってなんか感じたりしますか?

そうね。なんで日本ってこんなに

貧しい国かなて思うんで、世界の中では

色々なことで認められたりしてるのに実際

は

とても貧しいですよね。

あの、

今待てましてよ。私たちはまだね、あの、

ベビーブーマーですから、たくさん人数が

いて、良い時代をすごくしてきました。

だけど、あの、これからの若い人たちもそうだけれど、なんでこんなに豊かじゃないよね。

そういう意味ではね。

それをなんとかあの、もっとみんなが、

まあ、そこそこ豊にやってやられていけるぐらいにしてほしい。

そんなのはそんなに難しいことじゃないんじゃないかなと思う。どっかどうかするよくわかんないんだけど。

そうですか。貴重なお時間ありがとうございます。すいません。ありがとうございます。はい。

で、今ご年お伺いしてもいいですか?

86歳

で今ご質問してるのが

はい。

日本の年金について

うん。

なんですね。

日本の年金について何か思うことってあります?

あのね、うん。

僕ら1番早い年金の

政党だったから普通の生活できるんですよ。そうです。

それでね、

で、今の人の年金だったらね、とも今の生活をね、維持していくっていうのは難しいと思います。

年金っていくらぐらいもられてました?

えっと、32万7000円か。

1ヶ月、1

ヶ月、1

ヶ月で2万7000円

た。

あ、そうなんですね。

はい。

もらう2万1ヶ月。

あ、結構少ないですね。

え、

少なくないですか?2万7000円。

うん。え、日、あ、

2万7000円よ。

うん。

いや、少なくないですよ。1

ヶ月で1

ヶ月1

ヶ月2万7000円。

あ、

生活できました。

できます。今それで

生活してますから。2

万7000円。はい。27万円だ。

え、27万円。

27万円です。

あ、27万円ですか?

え、227万円。

あ、20さっき2万7000

円しちゃってました。27万円。

あ、いや、結構多いですね。じゃあそうなると、あ、これからの世代に向けて

なんか年金制度こうなってったらいいよねとかってあったりします。

だからあんまり多くてもしょうがねえけど、ある程度の

その人の現状維持ねできるぐらいの

うん。うん。あれが1

番いいと思いますよね。

うん。うん。

上行ったら蹴りねえしね。

ま、そうですね。お忙しいな。ありがとうございます。はい。お時間ありがとうございます。はい。

で、今年齢っておいくつですか?

75歳です。75

歳

で今日私が聞いてるのは

日本の年金制度について

なんですね。

なんか日本の年金制度について思うことってなんかあったりしますか?

うん。うん。そうそう。もうこの年になるともうもらえるものをもらえばいいと思ってます。

はい。

うん。なるほど。うん。

なんかもうこれも大体でいいんですけど、今の時代っておいくらぐらいいただけてるのかなっていうのも大体で

うん。僕ずっともうあの自営業業だったからもうほとんどもう公戦年金はもらえないんです。

あ、そうなんですね。

なるほど。

じゃ、今その積み立ててきた貯金とかで生活この日本の年金についてこれからの若い世代に向けて、ま、こうなっていったらいいよねとかってなんかあったりしますか?

若い人がね、少なくなってるからね。うん。大変だなとは思いますけど。

ま、僕らの段階の世代っていうのはもうあと

年経ったらもう綺麗にいなくなっちゃうと思いますんで、それから少し時世の中がね、変化して変わってくるかもしんない。今ちょっと今路老人が多すぎるからね。うん。これはもうあと

10年経ったらだいぶ減りますから。

ま、ちょっとこの10

年はちょっと大変だと思いますけど。

うん。ま、なるべく

あまり長意気しないように早く

いやいやいや、そこは

そんなように思ってます。

すいません。お久しありがとうございます。

ありがとうございます。すいません。あ、ご協力ありがとうございます。はい。で、あの、ご年齢お伺か伺してもよろしいですか?

え、いくつにうん。見えますでしょうか?

6022。

うん。

もうご退職されてます?

いや、退職というか、あの、自衛なので全然。

そうなんですね。今日今聞いてるのが日本での年金制度について。

ああ。

はい。

なんですね。

はい。はい。はい。

自営業だったらね、年金は

一応

一応払ってますけど。

ああ、なるほど。はいはいはいはい。

払ってますので、

ま、あと間もなく

ね、あと何年後かにもらう予定なんですけど。

ああ、そうなんですか。

もらえんですかね。

ああ、なるほど。そうですよね。はい。

ちょっと今の政治状況も

はいはいはいはい。

すごく不安だし

うん。

わかんないですよね。

はい。はい。はい。はい。

大体なんか目安としてなんかいくらぐらいもらえるだろうなとかってなんかあったりします。もう本当目安で。

うん。

いや、ま、自分がどのくらいその払ってるのかをちゃんと確認してないんで

なんですけど、その生活できるレベルじゃないと思いますけど。あ

あ、できるレベルじゃない。

そ、大体もう20万弱とか

いやいやいやいや。

もっと少ないですか?

もっと全然少ない。

本当ですか?

これからの若い世代に向けてなんか年金制度もっとこうなってたらいいよねとかも簡単にあったりします。

あ、人によってその構え方は多分全然違うんじゃないかと思うんですよ。だから誰かがこうしてるみたい。

にならないんじゃないかなと。なるほど

思います。

自分たちがどうしていくかっていうところ

ですよね。

なるほど。

うん。なんか今なんか非常にこう色々

うん。

こうなんて言うんですかね。こう危なっかしい世の中なので

うん。

え、皆さんあのなんて言うんですかね?あんまりこう愛にこのネットの情報には踊らされない方がいいんじゃないかなという風には思います。

逆に何を信じていったらいいと思いますかね?

こういう社会に生きているわけじゃないですか?生きちゃってるわけじゃないですかね。こう一線を踏み越えるのをやっぱり

あの慎重に

うん。

なっていった方がいいと思うしやっぱり物を知らないっていうことがやっぱり意味で

はい。

こうネックになってしまうので

うんうん

うん。本は読んだ方がいいんじゃない?

なるほど。

本読んだ方がいい。

本は読むべきだと思います。

はい。ネットは信じない方がいいと思います。はい。はい。わかりました。すいません。お忙しい中ありがとうございます。ありがとうございます。

ありがとうございます。ありがとうございます。ちょっと今

5年齢を伺いしてもいいですか?

あ、61歳です。61

歳。もうご退職されてますか?

はい。してます。

わかりました。で、今日あのお伺いしているのが

日本の年金について

なんですね。今年金って受給されてますか?

いや、まだです。

まだしてない。

なんか日本のその年金制度について

なんか思うことってあったりしますか?

はい。

うーん。

うん。もうこれはもう何とも言えないんですけれども、

ま、あの、ま、

歳でもらおうとは思ってるんですけれども

結局はもう自分は生き延びたいから欲しいんですよ。

でもね、結局その自分の年金っていうのは

もう今働いてる人とかね、そういう人たち

がま、払ってる年金なんで、そのは申し訳

ないなと思いながらもやっぱ万学欲しいか

。なるほどね。まあ結局そのじゃあね、

もっと上の世代なんか、ま、俺らの年金を

俺らが払ってる額で、ま、ま、ほクとは

言わないですけれどもらってるわけじゃ

ないですか。

でも、ま、その時には、ま、ほら、うちの母親の年金も払ってるっていう風に思ってたんで、ま、その辺は、ま、いたし方ないなとは思ってたんですけれども、まあ、本当に申し訳ないけど。はい。

なるほど。

大変だから本当に常日頃まらんだけれどもっていうのはいつも思ってます。

[音楽]

お仕事された時の給料

をちょっとベースに考えていくらぐらいもらえそうだなとかってあります?

え、まあ10万円、月10

万円台ぐらいですかね、おそらく。はい。

やっぱ少ないですか?

はい。もちろんあの年金で暮らしていけないんで、今あの働いてないですけれども、もうバイトなりなんなりして、ま、食いついでこうかなとは思ってます。

うん。

なん、こう、これから先未来の年金について、ま、こうなっていったらいいなとかってあったりします。

はい。うん。もうどうしようもないんだろうなとにね、人口がどんどん減ってるっていうのはもう事実だし、おそらくね、あの、急激に人口が増えるなんてことはありえないんで、そのいわゆる下げ止まりになるということもないだろうから。うーん。

[音楽]

もうどうしようもないのかなと

なるほど

思いながらもくれと

はい。

ま、そうですよね。ま、春に越したことやっぱないですね。

はい。ありがとうございました。ありがとうございます。お時間ありがとうございます。

ちょ、5年齢お伺いしてもいいですか?

歳。10

歳?はい。

で、今日あの日本人の方にお伺いしてるのが日本の年金について日本の年金について何か思うところあります?

いや、私も年金もらい始めたのが

70過ぎてからなんですけど、

その時になんかちょっと男女差が厚生年金できに行った時にこれだけの収入があれば男性だったらもうちょっともらいますよって言われた

ですよ。

だけど働いてたから、ま、えっと

65歳でもらわなくて

うん。うん。

仕事70

歳からもらい始めたんですけど、年金事務所の人に言われたんですけど、

これだけの収入があって年金を納めてるのにもらえる年金は少ない。

[音楽]

なんか、ま、大体でいいんですけど、今の時代どれぐらいもらえてるのかなっていうのちょ聞きたくて大体で大丈夫。

[音楽]

年額で

160万ちょっとかけますね。

年で160万弱。

弱

弱。なるほど。

かけます。

多いですか?少ないですか?どうです?

いや、1

人で生活するにはちょっと厳しいんじゃないですかね。

これからの未来でもっとこうなってったらいいなっていう風なのはあったりします。

うんと、ま、私自身は働けるだけ働いて

[音楽]

72まで働いてましたからですね。

ま、やっぱり健康に気をつけてこう、ま、金額はともかくとしても働けるだけ働いて自分のこと子供の世話にならないようにはやっていきたいなという思ってます。

[音楽]

はい。貴重なご意見ありがとうございます。すいません。お申し訳ございます。ありがとうございます。はい。今ちょご年齢してるなんですけど、お伺いしてもよろしいですですか?

もう80。80

歳。はい。で、今日お伺いしてるのが

そ、日本の年金制度について

なんですね。ご自身の状況と加してみて、どういう風な考えを持ってます?

私自身は

満足してますから。

あの、ていか、

もう主人がなくなっても、

あの、1人でも

年金があるから生活できますので

はい。はい。はい。

ありがたいと思います。

もう大体でいいんですけど、今の時代ってどれぐらいだけてるのかなということ教えていただけたりします?

いや、ま、普通だと思います。

普通ぐらい。

未来に向けてなんか年金制度こうなってったらいいよなとかっていう風な考えあったりしますか?

若い人たちも

あのあ、なんていうかね。

ま、若い時働けるうちはいいですけれども、

あの、年取ってきても

うん。

その時に今年金っていうのが生きてくるので

今の若い人たちが年取られた時も今のようていうかあのま全員がそうであると分かりないでしょうけど年金制度があった方が私は私自身を考えてありがたいなと思ってます。

貴重なお時間ありがとうございます。

Thanksforwatching.

Sofarhowwasitthat

prettyinteresting

comparedtorecent

earlypeoplesowewill

getsmallpension

amountIthink.What

aboutyou?Whatdoyou

thinkaboutpensionis

inyourcountry?

Pleaseleaveyour

commentaboutit.If

youlikethisvideo,

pleaselikesubscribe

andthecommentbelow.

Ifyouwantmoretips

aboutJapanor

Japaneseculture,

pleasemeseenext

[音楽]

362 Comments

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@ayukichannel19

1 month ago

The first lady you interviewed is very intelligent.

2 replies

@kymo82

1 month ago

she did seem very sharp

@magic8bit509

29 minutes ago

300,000 yen is a lot of money for a pension, but she still complains, another crazy boomer

@frednitney5831

1 month ago

Thank you for taking the time and trouble to make and post your video.

@marilouyamaguchi1491

3 weeks ago

I'm a filipino citizen until now and didn't change my citizenship but living here in japan for almost 25 yrs and a permanent resident here in japan I'm still working and paying shakai hoken and living a simple and had a double job just to live a good life and never loose the trust and believe in the Japanese Government time will come I'll receive even a little amount of my pension in the future ❤❤❤ godbless

@judyruiz5566

1 month ago

As we foreigner resident in japan, this content is so important for better understanding as a reality living in japan 😊😊😊 thanks so much for this content of yours that help us a lot to learn more 😊😊😊

1 reply

@UnimportantAcc

1 month ago

This is my understanding from what I've heard;

the pension system in Japan is not designed to be a total salary replacement, instead the elderly continue to work part time so they can continue to earn money alongside their pensions

10 replies

@thatguy846

1 month ago

Which is pretty cruel.

@UnimportantAcc

1 month ago

@thatguy846 depends how you look at it. It does keep the elderly active which prevents both mental and physical deterioration

@hectorvaz1402

1 month ago

Many people do not want to work after 65 and have to work to cover expenses so it is cruel! I live in Japan, I seen does people in the sun working long hours even though they are at age of retirement, it’s because the pension is not enough to cover life expenses

@UnimportantAcc

1 month ago

@hectorvaz1402 its unfortunate but i would never rely on just a state pension only, they wont be around forever.

You have 65 years of life in which to sort out your finances, best put them to good use

@yasunakaikumi

1 month ago (edited)

funny thing is welfare supported individuals gets as much as pension system yet they dont even work, just at home watching youtube 😂😂💀💀 (technically you can be asmongold)

@donpeters9534

1 month ago

No country's is. Not since the replacement of Defined Benefit Pension Plans by Defined Contribution Plans - AKA 401k.

Blame the 401k!

iDeCo, NISA, you need to invest at least 15% of your Gross Income on top of what you are paying in to the National and Employment Pension schemes, and if you can, contribute to your home country Pension scheme as well!

@FruitsLJ

1 month ago

@UnimportantAcc Except having a choice is better, especially as we get older. Maybe some people are unable to work.

@mazzatokawanishi9027

1 month ago

Honestly, this Japanese pension system is very manipulative, why did I say that? because you don't have the freedom and right to choose for yourself, you want to work full time to save a large amount of money but it is mandatory and illegal not to participate in shakai hoken contribution, if you freelance you still need to pay pension, for my point of view, let's say I want to retire when I'm 40 years old, you need to contribute to pay pension (shakai hoken) for 10 years minimum just to get 60,000-80,000 yen when you're 65 years old, what if we say you suddenly die at the age of 67, you won't be able to enjoy your 10 years of pension payments, then imagine for those who read this that it's 2025 now if you're 22 years old now when you reach 65 years old the calendar year is 2068, where will your 60,000 yen to 80,000 monthly amount be?? Think about how little that pension will be when you reach 65 years old, you can't rest in your life at the age of 65 years old, you still have to work, get it? not because the elderly Japanese in Japan are hardworking, BUT THEY REALLY NEED IT BECAUSE THEY CAN'T LIVE ON A PENSION THAT IS LITTLE. that's why I want to migrate to another country with a good retirement system and leave and forget about Japan

Show more replies

@Jaycee3

1 month ago

Ray San, please do more of these types of content -- stuff that most wonder about but don't really hear about from user experience.

@PandaHQ

1 month ago

What a well thought out video! Everywhere people are making videos about the urban life and the fast paced life in Japan. A lot of videos focus mainly on the trends and flashy lives, but this video hits different. It feels original. After so many videos stimulating every single neuron in my brain, I feel like this video made me feel refreshed. I loved the organic and genuine feel to this video. Thank you very much for showing us the side of Japan that's usually not as well known. I really enjoyed the video and learnt a lot about elderly people and their thoughts. 本当にありがとうございました。

@gary9933

1 month ago (edited)

Lived in Japan for 8.5 years. Got married to a local, had a great time. Realized quickly the best way to enjoy Japan was to earn SS and a local/state government pension and retire there. My wife is Japanese and will return to retire when that time comes.

The highest government pensions I heard people were getting in Japan were about 200,000 yen/month after 30 years of service to GOJ/Prefecture/US Base MLC.

2 replies

@cyworld2707

1 month ago

People in Japan and asia areresourceful, realistiic and grateful, this makes for a stable society where people are self-accountabe.As you age the resources you draw from the economy decline and you become more of a minimalist. This is the natural state of life. Philosophy and outlook in life is everything. Wealth isn't how much pension you get but how little that you need.

@jenjen59

1 month ago

Excellent interviews ; i especially like the first lady's answers...watching from Australia

@jeffrydiamond

1 month ago

Good content and well composed interviews. It really gives me a sense of the financial challenges of retiring in Japan.

@Expatinjpn

1 month ago

Very interesting and different content. I'm 65, 30 years contributing in Japan. I plan on working full time until 70 and then decide to start receiving or keep postponing. Like others here have mentioned, it's important to look at the pension as an assistant fund to your later years, not something to solely rely upon. What was interesting and something I have never seen (thank you for this) was a Japanese to Japanese frank discussion. While some were apprehensive about the future, none were bitter. Bitterness and anger is something that you learn brings no comfort as we age. Once again, well done Ray.

@wuddayameen

8 days ago

A retirement income plan consists of 3 pillars:

1 - state/govt payment (i.e. social security in US)

2 - pension plans (401k, IRA in US)

3 - personal savings+investments

You would target income from these 3 pillars to achieve a replacement rate of your pre-retirement income (for example, 80%).

If we look only consider Pillar 1 income, the replacement rate in the US is about 39 percent.

Pillar 1 average monthly payment in 2024 was 1931 USD, median was 1887 USD.

Living in the US on only Pillar 1 is challenging though it can (and is) being done.

A part-time job in retirement in that case is one solution.

You typically claim Pillar 1 as early as age 62 or as late as age 70.

The expected retirement age to claim Pillar 1 is 67.

Claiming before age 67 results is a reduced monthly benefit; claiming after age 67 results in an increased montly benefit.

This is a generalization of the US system which consists of thousands of rules in a book called the POMS manual (used in administering social security benefits).

1 reply

@joyfashionfanatic5940

1 month ago

Next time you discuss about izoku nenkin 遺族年金。and health insurance Thank you.

1 reply

@bryantsherman503

5 days ago

It's very interesting learning what retired people receive in other countries. Based upon your interviews, most make less than 200,000 Yen per month or $1,333.33 USD.

@Ippikiokami808

1 month ago

A great topic and interview questions on typical senior citizens' pensions, thoughts and amounts, thank you. These seniors' are from the tail end of the generation that rebuilt Japan after the tragic war. They are much more frugal and can do more with less. As one interviewee stated, in 10 years this generation will be gone, appreciate them while they are alive.

@angieyamamoto8861

1 month ago

Japan pension system is a big difference compared to other countries if you want to receive a big pension of course you have to pay for about 40 years when you retire on working it depends on how many years did you pay when you retired on working. If you’re senior citizens There is a privilege to rent to a cheap government house even your pension is not sufficient.I live in Japan for almost 40 years I like to live in Japan don’t just make luxury and you can live better..

@qsens

1 month ago

The new Takashi? :P Good luck with the channel, it will grow fast for sure!

@deepaknemlekar1300

4 hours ago

We would like to know more about the daily life of retired and pensioned people in Japan. It will be great if you can select people from both urban and villages. Many thanks for this posting.

@saptayh1010

1 month ago

Great content for society. Very informative and helpful

@evergreen2051

1 month ago

You should specify the difference between kosei ninkin and kokumin ninkin.

4 replies

@leonhe713

1 month ago

The interviews are all very good. The retirees are quite honest and humble. Jo one complaints about the system. Great video

2 replies

@Sahnee-g3t9z

1 month ago

Almost fell off my chair when 86 y/o man said 27k yen pension for a month? Been to Japan five times, very decent country and very clean, don't mind living there. First Lady interviewed was matter of fact truthful and refreshingly worried about the generations behind her about their pensions. Arigato Ray San for a great content! Cheers!

1 reply

@neumoniad

1 month ago

Great video. This is very informative, specially now that I am living and working in Japan.

@helloworld9134

1 month ago

Great interviews! ❤

@SoloTravelBlog

1 month ago

This is an excellent video topic for people living in Japan and paying into the pension system. Thanks for making it!

@lynetteray2146

1 month ago

It's surprising to hear how open and matter of fact these people are about the reality of their pensions. I have no idea what it costs to live in Japan or the other benefits (outside of pension) that the Japanese receive. So it's difficult for me to judge how they deal with things financially. But this is very interestin!

@rycenforever2814

1 month ago

Thanks for your content! It’s really helpful and full of great information.

@camperstar6stringer

1 month ago (edited)

Been in Japan over three decades . You get paid every 2 months. At the time before I was 62 I was paying 14,000. Every month into the Japanese pension. No I get approximately met 34,000. Every 2 months. National health insurance is taken out and . old age insurance. If you're young and you can get a pension from your home country keep that in mind because it's going to come in very handy when you're 65 in Japan

@paulwolfowitz95

1 month ago

I think my government is leaving one digit off of my pension check!

Experts say the an important element to having enough money in retirement is having multiple sources of income and not relying only on a pension.

@tammyanzai9065

1 month ago

My Mom is Japanese living in Japan. Since she was a housewife, she wouldn’t get help in pension of Japanese government so she took Social security from my Dad who passed away 21 years ago. She is under the healthcare of Japanese which pays 60% of her health care costs, then Tri Care picks up he rest. She lives comfortably

@宮里ノイミ

1 month ago

I wish pension here in Okinawa gets better. My friend receives ¥50,000 only once in two months.

I receive ¥130, 000 every two months.

From the pension, I pay property tax, house and lot.

Luckily I have my own house. That is not enough when you pay gas, electricity, water and food. I wish the government will look into it.

2 replies

@saffronsolo9668

2 days ago (edited)

As a foreigner living in Japan I receive about 30,000 per month in the Japanese pension system, after paying in for 25 years. Soon they will take 11,000 out of my pension for elderly health insurance., leaving me with about 20,000 a month. This is the self-employment scheme.

@dr.josefudeyama64

1 month ago

Osu! I’m 68 and born and raised in Kobe. I’ve lived in USA about 20 years so now get about 2500$ per month social security. With that I lived like a king in Taiwan, where I needed only 500$ a month

2 replies

@petersfun8275

1 month ago

This is the kind of vlog that is worth watching..! Educational and informative...! I am a foreigner living in Japan for 18 yrs. I am now 45 yrs old and hoping to receive a good pension 20 yrs from now... That is the only hope I've got...

1 reply

@shibafujiwatches2808

1 month ago

I’m 54 and when I turn 65 and one month I will receive ¥70,214 per month from the Japanese pension system.

I’ve been paying into it for about 20 years.

It’ll pay for some bills but that’s about it.

@MoonChild-oq5hf

1 month ago (edited)

We’ve a similar system here in the US . Social Security monthly payments . I agree with the third senior female interviewer. The future generations of seniors should receive a monthly income . It’s essential for future senior generations .

@ameliarethore5634

1 month ago

Very very interestying and clear explanations. Thank you!

@gu411230

1 month ago

Really great content ! Real questions, straightforward answers from real people. It certainly lend perspective especially in today's world whereby many 'unrealistic' expectations are being pitched to society as to how much people receive in old age even after working their whole lives. It provides unvarnished truths.

@helloworld9134

1 month ago

Very interesting conversations.

@priyankasenanayake4015

2 days ago

Thank you for the useful information 💐

@spacecats3649

1 month ago

I love these types of content! New sub for you 😊

@EH4-EH4

1 month ago

Very interesting😮

@ZykeDesu

1 month ago

Oba-chan truly holds a wealth of wisdom. If only Japan had maintained consistent population growth, the country could have become even more prosperous. Just imagine — many of Japan’s “ghost towns” could have been vibrant communities, contributing to a stronger economy and a more dynamic society.

Population decline is a silent crisis. It creeps in slowly, often underestimated, but its long-term effects are profound. Labor shortages, shrinking markets, and declining innovation are just the beginning. In the future, historians may look back and ask, “What went wrong?” The answer will point to demographic collapse — a problem that was visible but ignored for too long.

15 replies

@katewardle8032

1 month ago

If Japan was more open to immigration then they may be able to halt the decline in living standards and pensions. Not sure if it is a trend but it seemed like the older retirees are getting more than those in their 60’s were talking about. That’s actually scary for those who want to retire now but cannot.

@redbeard3946

1 month ago

Population decline has an ebb and flow. For now there is a lot of hysteria around the world and things will definitely get worse in the near future but society will self correct when things truly get bad.

It really does suck seeing the ghost towns popping up everywhere. At first it's kind of mysterious and interesting but after visiting your 3rd or 4th one it's purely depressing.

@Ilis_99

3 weeks ago (edited)

The solution to the declining population is to cut taxes, stupid pension payments and fight against the corrupt government. The younger generation wont have babies because they cannot afford it due to the costs of living (tax is included in this situation)

@Ilis_99

3 weeks ago (edited)

⁠ @earlysda do you live in Japan right now? Are you aware of the problems in Japan right now? If not, then I dont think I have to listen to anything you have to say right now.

@Ilis_99

3 weeks ago (edited)

⁠ @earlysda you haven’t even told me your argument yet? Youre just running away rn lol.

Show more replies

@DongYiLy

1 month ago

Kudos! More, please. On any subject. You're a gìfted and talented interviewer.

@KellyFarr-k3g

1 month ago

Well done. Good topic.

@judyruiz5566

1 month ago

So much thankful for this content 😊😊😊 so very interesting and very informative 😊😊😊

@AG-so4gl

1 month ago (edited)

Im early retired Gaijin. Right now I pay myself 400k a month, no mortgage payment, or debt, thats important! I never spend all, Japan is still reasonably priced.

1 reply

@llburket

1 month ago

It’s heartbreaking to hear that ladies who have worked so hard for so many years are receiving such small pensions…I live in the U. S. and I am not going to have to rely on Social Security…due to inherited wealth combined with what I managed to personally save and invest. I encourage young people to be sure that they pay themselves after paying their bills, and see to it that Their money makes Them money…rather than their money making other people money. In other words…live within your means, buy used cars, etc. Develop financial discipline at an early age and you will do well. And steer clear of leeches on the dating scene!!! Don’t let your new squeeze move in with you…if they are unable to support themselves, shop elsewhere!

1 reply

@OkayamaRay

1 month ago

Great video, I've never expected a pension as a foreigner but have other means of money to hopefully offset. One thing not mentioned was people who rent vs own, can imagine its much more livable for those who own a place to live.

@zetrodriguez5695

1 month ago

a lot of retired japanese live in philippines because their japanese yen pension can be stretch out there in japan they will struggle specially if they are alone

@IL-948

1 month ago

Important topic and excellent interview! 👍🏼

@2001lextalionis

1 month ago

Thank you for posting. Good topic

The pension office in every city can help anyone with questions about their contributions and eventual payments.

I should know, I went there and asked

@infernaliron2085

10 days ago

At 62 in US, my pension is $6k/m and $2k/m social security. It’s not enough due to poor healthcare system. I am paying $2500/m health insurance for two people and $1100/m property taxes. It’s a ridiculous situation here.

@allenbracchi8922

8 days ago

The Japanese state pension is very generous compared to the UK , I like the lady of 78 in the first interview worked for 40 years and receive about £640 a month from the state . Fortunately I have a private pension which allows me to live a comparatively comfortable life , I live in London which I guess is probably on parr with Japan price wise . All the best to everyone of age worldwide 👍

@lillibethoi5085

1 month ago

I like your content, we foreigners here need more knowledge about the situation and system updates of the country, more information pls,, thank you

@simusone5

2 weeks ago

Wow I've worked for 35 years in one company and am only getting a pension of 254 us dollars this is Philippines, envious with Japanese

@bigjohnson7415

5 days ago

I can only view this from the perspective of a US citizen. Our Social Security system is our version of Japan's system. But the difference in expenses between the countries is the US doesn't have Universal Healthcare, our Medicare system we still pay into monthly and most have to buy additional coverages. Also I think the upkeep and maintenance costs, Property tax and Insurance costs, in the US would be significantly higher as well. The actual costs of a residence in Japan versus the US, I can't say without more information, but there are millions of older US citizens living in far less than the pensioners interviewed in this video.

@markthomas8322

1 month ago

Very direct and informative. Great job. Interesting to see the replies of each individual. Keep it up.

@lawrencer8673

1 month ago (edited)

The UK state pension is £996 per month or ¥198,000 per month in London ..the most expensive city in the UK.

If you want more money for retirement you need to start your own pension plan.

2 replies

@josephinenishikura5412

1 month ago

Very informative. Thank you for sharing this video 🙏

@NewAbnormal-Abby

1 month ago

Thanks, Ray-san. This was a good intro. to you, for me, and a good video.

I was talking about this issue two hours ago with my wife, and now this video appears. Are we being spied on? Probably.

Japanese people are more sacrificial than many in the developed world. I appreciate that as a long-time foreign-resident of Japan. Perhaps a lower pension will enable less fortunate to survive, but I just hope that what is not happening is waste and corruption. I fear both of those are happening. I will not get much of a pension here as I don't qualify for anything other than the minimum. My workplace had some kind of exemption from the system and we had a private pension, but that changed for me when I retired. I contributed from that point onward, until now, but have to wait well into retirement before I get anything. That's fine. I planned, invested, saved, and I don't really think that I deserve much, but as a "Resident Alien" in Japan, I paid tens-of-millions in taxes when I worked, contributed to the development of Japan directly, now pay into the "system," so I feel entitled to something, yet I don't expect much, only the minimum, and I'm fine with that. At some point I may leave Japan and all I paid in will be sacrificed. Please keep in mind, in these times of anti-foreigner sentiment, that many of us have done it the legal way and we should not be targets of hate. Thanks again for the video.

@Patrick70007

1 month ago

This is a awesome interview. Thanks for the info!

❤from USA

@idee7896

1 month ago

She's doing better than retirees on social security in the USA.

3 replies

@tysone1254

1 month ago

I really respect the elderly there that realize that they are a burden on japanese society, not that they did anything wrong but people seem much less entitled in Japan than the US

1 reply

@CayetanoenJapon1980

10 days ago

In Spain have the highest pension in the world along Luxemburg: 3.865 euros, The median is around 1.550euros and minimmum is 1.100 euros.

@eserutakita3319

1 month ago (edited)

I've heard from a reliable Japanese school teacher that

the average pension for women today is only Y50,000 a month.

Most women don't work full time if at all and are tied up to homemaking. This interview did not quite touch that fact.

@oilenglai4128

1 month ago

❤ thank you Ray San for a snippet in to very important societal condition...we have similar pension fund in Malaysia. My advice for any generation is you need to save some on your own and keep a healthy lifestyle. After retirement your cost of living is very much reduced ❤

@oceanwatchesclaudejolly1742

1 month ago (edited)

I reside in Japan 42 years I paid for 32 years a private pension Sumitomo now I’m getting ¥194,000 per month from 60 plus I willl receive the Japanese pension at 65 around ¥100,000 but at 70 I can get plus 40% around ¥140,000 , but better to save money for your retirement what I did

1 reply

@andrewdegozaru74

1 month ago

Interesting and complex topic. Pension is but one measure of quality of life, which after all is what most would seek.

Individual circumstances really shape how successful we can be with achieving our life goals.

Government must support, but not strangle our ability to thrive. Government must also be accountable for the effect that their policies have on individual members of society.

@CJ.SUGA515

1 month ago

if everyone needs a big amount bout pension must pay high when working ,JAPAN still the best country ,that is life JAPAN no.1

safety and peace of mind guys.

@JessamyneJ

1 month ago (edited)

The pension system says that

as long as I work until 65, I will receive about 80,000-100,000 per month for 20 years.

That's enough to help but I am also saving 1 million yen per year starting next year (I bought a house cash this year). So maybe I will retire with 40-50 million yen between savings and pension, which sounds like a lot but it's 2-2.5 million yen per year. I will have to live frugally to get by, unless I risk some investments to try and live off the returns, but I'm scared to It's still better than the US, where my grandma at 82 gets 1000 a month but everything is doubly expensive, including healthcare. I think she will run out of her savings soon and with the cost of medicine without medicare since that's being slashed, it will become tough for her quickly. Cheap property and affordable healthcare makes a big difference in outcomes; I make a low end salary for my field (professor, ~5 million yen including bonuses) but I can afford to even try retiring, which is amazing compared to America.

8 replies

@importjapon

1 month ago

You forget price inflation, which is in reality currency JPY losing value, with all theses trillions JPY printed from nowhere.

Your 10man in 20 year will have maybe 50% value compare to now.

Don't save money, invest it, ETF, a bit of gold.

@JessamyneJ

1 month ago

@earlysda Umm... I'm American though. I know more than you; US pension is more if you convert yen to USD but when you consider the lower cost of living in Japan, America's pension is way too low. My grandma only gets 1000 USD per month. Who can live on that in retitement? And yes, Medicare is getting slashed.

@NOAMB-h2p

1 month ago

The Japanese have the longest life expectancy in the world, which means that the elderly Japanese are living healthy and affluent lives.

@et_phonehome_2822

1 month ago

It’s why it’s important to save on one’s own rather than relying on a system.

@mazzatokawanishi9027

1 month ago

@earlysda yea u r right man, he dont know everything here in japan, he just know the fucking anime here haha

@Stephen-ix2ny

1 month ago

Thank you for this informative video. I'm a retired American and my wife is Japanese and I wanted to learn more about the Japanese retirement system.

My wife has always said that retirement in Japan is not very good and she is worried. I know that together we will make it work. Your video has helped me understand a little more about the retirement system here. ありがとうございます

1 reply

@dehancarreon

1 month ago

thank you ray san for this topic very informative like me gaijin in japan

@nondumisokheswa7977

1 month ago

Very informative video.. it's so sad though being 61 and retired and not getting pension..why??😢every citizen should get basic pension at age 60..and why is it different according to gender

@neoitako4834

1 month ago

my husband died a year ago, 2024, now i'm receiving Kizoku nekin in th amount of 285,000 yen which is only 75% of the amount my husband was receiving

. i was told by the pension office that when i reach 65 years old, it will go down to 230,000 yen as per japan`s law,

how sad it is to learn that the amount will be lessened by a more percentage when the expenditures and bills and taxes all went high.

How could i live with the less amount now that i also am regularly going to clinics and hospitals for health issues.

i hope the government would give the seniors a fair treatment on this, my japanese friends are also worried about their years ahead.

@lberhane3233

1 month ago

Omg all of those ppl look like in their early 50th and 60th btf people❤❤❤❤❤❤❤

1 reply

@TokyoLamia

1 month ago

Many are now looking at less than 100,000 yen after 21+ years or so of work at an average middle-class salary. You max out at 30 years and would be lucky to garner 130,000 yen nowadays. The exchange rate right now is 148 to the US dollar. It is not enough to live on, butJapan lacks good investment possibilties.

@bimmjim

1 month ago

2:18 .. Thanks for giving the numbers.

I'm 76 in Canada. .. I get about double what she gets.

2 replies

@johnnyexplorestheworld4729

1 month ago

Very informative video. Thank you

@chronokidd

2 weeks ago

In the netherlands pension is also based of salary about 75% of it. With 2000 dollar your around 1700 you can easy live here with. Even some would disagree with me

@KoinzellGaming

4 weeks ago

The thing with Japanese pension is that it's meant to be a system where elderly are supposed to be in a relationship - they can both get pensions (with men generally getting higher pensions) and if the man happens to die first then the widow can actually start earning her husbands (higher) pension instead (You can choose which pension you'd like to keep).

Also, while 300k yen isn't much for 2 months, it also isn't poor either.

You can comfortably live as long as you have already bought out your home (which most people will have at that age).

I also think that 150k yen a month is enough to get into a care home if you qualify (based on what I've found online). And you can double that amount easily, if she were to live with her husband, and even be able to afford annual trips to Guam/Etc.

The current elderly come from a time when there was cultural pressure to get married and have children, hence the pension system reflects that.

Now, due to the politicians failing the country (LDP causing like 3 decades of stagnant economy that barely changes), they have multiple societal crises one of which is the pension crisis as the current system wasn't built to be stable - it literally borrows from the future while giving extremely high payouts to public officials and politicians (public officials have extremely generous pension packages, which is why people chose to work there as a career). The current pension system has 2 layers and a "failsafe" (which can fail), Employee pension (which you enter through your company and gets put into funds to grow, and usually pay out up to around 40%-50% of your past monthly salary, which will differ depending on the tenure), National pension (Everyone has to enter, everyone has to pay and some of the leftover funds get added into a reserve fund that gets invested (acting as a failsafe). The moment pension payouts exceed the amount of money paid into the pension system, they'll need to access the reserve fund, and over time this system will collapse once there are insufficient people in the workforce (aka there's a high likely hood that the pension system either needs a reform, or it will just collapse the economy at some point). Another big issue is the demographic collapse, and that is a whole can of worms that needs to be tackled on a cultural, educational, economical, societal and policy level.

@OpinionGiver-t8o

1 month ago

4:11 Ray-san is calculating... 🤣🤣🤣

1 reply

@melry5460

11 hours ago

I was laughing when crickets started sounding in the background and u looking confused with that $183 dollar pension per month😂new subscriber here!

@tianzhichun9108

1 month ago

Wow they all look so healthy. I think that more important

@Sebubobo

3 days ago

very good video and important topic！Surprised to see that salary men and women’s pensions are higher than university teachers 😅 also I notice that you interviewed pretty healthy people (which is wonderful for them). Those who are not so Genki because of jobs in tough conditions or have disabilities will struggle a lot because their pension would be much lower and their capacity to do baito almost zero.

@petedablaing3540

1 month ago

Good topic. It's nice to compare how things are in Japan compared to my home country (USA). Japanese pensions might seem a bit low when compared to my country, but when you add low health care costs, great public transportation and a lower cost of living it seems that the baby boom generation in Japan are doing ok.

2 replies

@RB9522

1 month ago

As a retired resident of Japan, I have many friends who receive income from the Japan Pension System. It's almost never enough. Based on the amount of money people paid into the system, they often don't get their money back. My question is, how is their money being invested? They should have earned a lot if the money had been invested, and the pension system should be very solvent. (My guess is that politicians diverted the money and didn't invest it. Same as in the US and many other countries.)

@gobsmacked230

1 month ago

Watching from the US here...very well done and interesting. As a retiree I receive Social Security but do count on savings to cover extra/unanticipated expenses...far from rich but live OK. New subscriber here...keep up the good work!

@yminors

1 month ago

Pension in Japan seems to be much lower than here in Australia. Here people can receive a decent pension even with superannuation

1 reply

@khoffhide3271

1 month ago (edited)

My brother is American living in Japan. That is in Tokyo almost for over 20 years. He started working for yano keizai,then to The Yankees group, then to IDC, then to Cisco , and to informa, and now he is with the Yuri group. He is going to apply for pension he is now 64. But when I heard he accumulated many years of work in Japan , after hearing him tell me his annual social security will be about $ 1100-1200 per month my jaw dropped. However I heard my relatives in Japan who worked as a government worker, their pension was substantially very high. Any thoughts? And thank you for sharing your video and research .

1 reply

@normanmason1877

15 hours ago

At approximately $1k a month in the U.S. I don’t see you making it. I’m not retired yet but my rent alone a month is more than that.

@et_phonehome_2822

1 month ago

Thank you interesting video on pension in Japan.

@AlainG821

1 month ago

I like the old man with the hat and blue T shirt. thanks for this video.

@holiday536

3 weeks ago

Good information…

@jpkiwi8744

1 month ago

Nice Vid mate..

@fabricosta9488

8 days ago

I believe the second pensioner the 86 yo meant 270,000 Yen NOT 27,000 Yen

@antoniom.8749

1 month ago (edited)

The pension everyone pays is invested to companies to earn money. So the younger generations ARE NOT paying the pensions of the older people. The question is, why is the pension so little?

誰もが支払う年金は、企業に投資され、収益を上げています。つまり、若い世代は高齢者の年金を支払っていないということです。問題は、なぜ年金がこんなに少ないのかということです。

1 reply

@lwangabenard5448

1 month ago

I think for those who living alone with other responsibilities like take care of their grandchildren I think that amount is a enough

@YamadaplaysThis

1 month ago

thanks to my late husband and to the Japanese Gov’t

@nondumisokheswa7977

1 month ago

In my country every citizen even those who never worked a day in their lives get pension at 60yrs same amount. Well those who worked get get pension from their companies or government if they were working for government and the salary will be higher compared to those who never worked.

@roymichaeldeanable

1 month ago

The 1st lady I completely agree with...gender disparities will continue as long as Japan has a male dominated Govt...

Japanese work extremely long hours yet the employees gain nothing, only the company

1 reply

@tonyahrary1693

1 month ago

I will retire in Japan next year when I am sixty. I will get 43000 a month they said. Maybe I will add might 10 years' work from US about another 300 dollars or so, enough to live in the Phil or Kirghizstan somewhere comfortably, but not in Japan.

1 reply

@kenpachi1114

4 weeks ago (edited)

As an American living in Japan, my salary has never been as low at is it now.

@kahhoeng88

2 weeks ago

USD 2000 may not be enough in Japan, but surely more than enough in countries like Thailand, Malaysia, Indonesia and Philippine. Probably they should consider moving in a group to these countries to live comfortably while not feeling too far away from home country?

@TheSpd9548

2 days ago

Good video

@IvoryOasis

1 month ago

The most shocking thing about Japan is how they don't seem to overly care about the outside world. It's hard to succeed when you are isolated because of language.... and aren't overly interested in addressing it.

European countries, even those with strong national languages and cultures, still teach english to a very high degree. This opens up the entire world to people from those countries.

2 replies

@chibi-m8u

1 month ago

My entire retirement plan is 500 Xanax and a bottle of Jack Daniels.

@MoutainStar1

32 minutes ago

Well done - interesting. Maybe you could ask young Japanese women how they think they will need to survive when they retire. Cheers.

@silviokawakami3906

1 month ago

Thx for the video man! I’m new here

@charliechan6827

1 month ago (edited)

Why the desparity in pension between a man and a woman in Japan; other than the fact that the man may have earned more and therefore contributed more into the pension system?

1 reply

@SwissTanuki

1 month ago

Hello from Switzerland. Very interesting video. I guess it's getting more difficult for Japanese to retire conformable . Unfortunately it's a world wide problem.

1 reply

@carolynek1875

1 month ago

Great video

@EkaraOphiuchus

3 days ago

About $430 per week in NZD, that's truly not enough.

@Avion57

1 month ago (edited)

Thank you very much for your video and all the wonderful retirees from Japan. Please I’m also a retiree almost 69year old. Please I would love and visit Japan before I get older, this respected country has always been on my bucket list. My question is who can I contact in Tokyo for a short compacted visit and also any other major important historical city like Kyoto. If I could travel with a tour of retirees people and see the most important monuments, museum or sites. Thank you in advance and hoping I could fulfill this dream on 2026

2 replies

@nak4651

1 month ago

The pension question is one asked by every country, since birth rates are trending downward in every country, save a handful. The social security system in the United States is, i believe, within 10 years of becoming dangerously insolvent. I would like to see a small value added tax to all purchases of products (not services) to help balance our social security budget. JMHO.

@campeau29

1 month ago

My father-in-law had the option of not paying into the nenkin (pension) system, so now at 80, he gets nothing.

1 reply

@songokuu439

1 month ago

the first lady she spoke the reality i don't know why japan is slighlty losing on track on where it should be. i think korea is better in economy for now? im not sure but they said salary in japan is lower than korea. i hope japan will be more open for foreign workers easy visa and more factory

@chaizernbang

1 month ago (edited)

As someone who had lived and worked in tokyo for a year, i'm having a hard time understanding why is 150,000/month a struggle as a retiree? Assuming you rent a place still, even with that amount you can live comfortably in the countryside with some money left still after food expenses. The first lady was expressing how japan is still not prosperous, how prosperous does she expect her country to be? clearly she hasnt been outside the country enough to realize other developing countries are having it worse.

@CBRNSnapshot

1 month ago

Good job!

@inco31

1 month ago

I live in Japan and will only receive 70,000 yen a month when I retire-in about 15 years..

@DoubleSupercool

1 month ago

People living in Japan definitely start looking at things like NISA and IDECO. Simply saving money in the bank and hoping for a pension is not going to be enough. The elderly population are draining the pension pool and young people have very bleak future prospects, yet are expected to fund everyone in front of them.

@laviahfruz8301

1 month ago

I subscribed ❤ I talked to some elderly here they only received ¥130,000 only. 😢

@SagarRMaharjan

1 month ago

Keep paying for 40 plus years and receive for 12-15 years is not fair ! Full payment system is to be implemented since the pay shall be invested by government..where one will get what s/he pays plus interest amount..

@marlongomez9973

1 month ago

nice video. subscribed

@angieyamamoto8861

1 month ago

I think it depends on how many years did you pay for

@vimaglb8swpg88

14 hours ago

I'm quite surprised that the average mean income is quite low in japan. I think its about US2.5k a month?

@dr.josefudeyama64

1 month ago

Ganbatte!!! Very good topics

@tonyahrary1693

1 month ago

good job !

@Lazyeyewitness

1 month ago

Wow, I didn't know about the gender gap with regards to receiving Japanese pension. My daughter is just starting to pay in to the system.....

1 reply

@gabgabchannel2021

1 month ago

There are more healthy people in Japan that I watched in YouTube

@marcyjuan829

2 weeks ago

I'm married to a Japanese national since I learned about pension I decided to separate from my husband and pay my own shakai.... Some friends ask why do I need to separate from my husband when he can afford to pay. i know that it will help us more better on our old days...

@Jherick800

1 month ago

Nice

@rayhidekihasegawa2503

1 month ago

I’m pensioner migrant in Australia same age78 to that lady, I got $1,089,00.Australian dollars fortnightly,free medication,$2,90,00-transportation per day (bus,train,ferry),I got my own house no mortgage. I still can save money 💴 money 💵 money 💰 for vacation holidays.

@MT-kr8cn

1 month ago

PENSIONS worldwide is pretty low, Im talking about the State Pension. You need to top it up with an extra pension plan, however, you have to pay taxes, because it is considered an income. After so many years paying taxes, I think everyone have the right to get a tax-free pension. 😢

@Ohampion

1 month ago

Some of the pensions were quite high espesially the last lady.

@mixme8655

1 month ago

New subscriber sir 😊now i know

@icethey1985

1 month ago

$3000 pension can't be bad

@et_phonehome_2822

1 month ago

Pension [Social Security] in US is also no better, you put so much money into the system then one must pay for all these benefits like healthcare, taxes, etc. Without outside savings, one would be in dire trouble as things are not getting any cheaper. Remember, even when retired, one have daily expenses.

@toshitanaka5403

1 month ago

Nice lipstick color😊

@tora201_jp

1 month ago

Bro good to be onboard! Nice interviews. And I would say all of these are pretty typical as to what one would receive. Wild how women get less just for being of the fairer sex though.

@im2b1234

1 month ago

Conclusion : better than in South Korea, period.

@rspcoach619

1 month ago

Very low amount for the pensions mentioned.

@FruitsLJ

1 month ago

I wonder why the 80 year old lady was told she gets less than a man, although she paid a lot into it. I can understand if there were non-working years and nothing was put into the system, but it sounds as if just because she was a woman she gets less? Can that be correct?

@Sanergiu1967

2 days ago

Why is it so secretive and not open, people should be to look up their rough pension calculation so they can have a peace of mind and NOT WAIT till they hit 65 and find out they have very little.

@mariavictoriasekimori4873

1 month ago

Next time you discuss namn puede b mag loan sa pension ng japan ?

@PentiumX

1 month ago

These Japanese pensioners are really sweet. As in other countries, it seems that the self-employed get royally stuffed on pensions in Japan.

1 reply

@bimmjim

1 month ago

I'm on pension in Canada and Canadians won't tell how much they get.

@yanshiyason

1 month ago

5:04 😂 2.7 and 27万 are completely different amounts. That’s why your brain was not computing there!! 😆

@smilingdog2219

2 days ago

Japan's pensions are like the U.S. social security checks. Seems they average the same, with the difference being the U.S. is nearly twice the cost of living.

@genus.family

21 hours ago

I will get 60.000 JPY per month...

@americanedokko2782

1 month ago (edited)

I saw the writing on the wall 15 yrs ago when I was an ALT/AET in Kyushu. GTFO of Japan and finished my U.S. military career in the states. I’m retired with about $3,100/mo with U.S. SSI & military pension (¥460,000/mo/毎月) I’m moving to Kyushu to retire and be with my J-gf, soon. I would’ve been living in POVERTY after I retired, if I stayed in Japan contributing to the J-social security system to live on.

1 reply

@jurgenrudiger

1 month ago

It would be good to learn about the expense side. Just converting it into USD makes little sense as a. The exchange rate is extremely bad and b. little is known about their living costs

1 reply

@alfonsocalero

1 month ago

What age are most salary men forced to retire or receive a pay cut?

@ryanhalley1982

1 month ago

It's sad to hear that women get a worse pension, very unfair. If you're just entering the workforce, definitely plan ahead.

1 reply

@phgamer4393

1 month ago

if you own your house and most items the need for a big pension goes down. of course there are taxes that go up regardless and general day to doay items like the cost of rice i hear in japan. but thats what kills most americans here . if they dont own the place they live outright its very tough dealing with inflation when it comes to rent.

@machelvet9594

3 weeks ago

6:14 He has no idea what's coming. The worst peak will be in 15 - 20 years when the ones that are around 50 now, will enter retirement and the ones that are around 72 now have not yet passed away.

@gainiq2002

1 month ago

My clever Government has scrapped pensions 😂. Every working adult has to set aside monthly payments deducted from their salaries to prepare for their own retirement payout. I guess this system is fairer, as in your retirement monthly payout is dependent on how much you have saved.

3 replies

@mrbigdik9

1 month ago

She's 78 years old that's not baby boomer generation, it's a silent generation, baby boomers is born in 1964 1965

1 reply

@BIGGant

1 month ago

It’s the same situation all around the world or even worse. Don’t rely on a gov’t system to completely support you later on in life.

@BIGGant

1 month ago

That look when the man said 27,000 instead of 270,000 and said he could live off of $183US a month. lol

1 reply

@HarryKamal-c4d

1 month ago

handsome guy

@田﨑アンリ

1 month ago

❤❤❤

@u4tubular

1 month ago

Wow, I guess the cost of living must be low to be able to survive on $2K a month unless they were earning ten times that and have massive savings and investments.

@AksylRebis

1 month ago

You are great baby! Hoo !

@donovanreimer2324

1 month ago

You could have asked so many more questions. The interviews should have become much more revealing.

@sandeshshrestha11

1 month ago

❤

@dokilsaram

1 month ago (edited)

He receive 156 dollar a month? Wtf!

Its not possible to live with that money in Japan.

The other guy only 680!

How is that enough? The rent is already so high 🤔🤔🤔

The standard pension in germany is like 2100 dollars.

I don't understand how you can survive with that little money and enjoy ur retirement - as far as I know Japan can be very expensive.

@3210vca

1 month ago

Everything is relative. Some Japanese say they have become poor. As a frequent visitor in Japan, I don't see them as such. They are doing so well. And wherever you go in Japan, even though there is no preponderant display of fabulous wealth, the Japanese people go about their lives in very quiet, decent and dignified way compared to the many other countries I have visited that are suppose to be richer!!

1 reply

@Kimonha

1 month ago

Scarf guy is funny

@sgkamita5611

1 month ago

Japanese "pensions" seem shockingly low. Are the people interviewed typical?

2 replies

@GinJ1337

1 month ago

Wow if that is what the boomers get imagine what people who are relatively young today will get. Jeez

@vijeshsingh3731

2 weeks ago

According to India it's good pension in India it's just 2000 to 3000 or max 5000 it's worst.

@zenhapp27

1 month ago (edited)

here in the Philippines my pension is only $241.00 per month very very small compared to Japan because our govt officials are corrupt.

@shopjenny7151

1 month ago

Not enough what do you know about you are still young you have to work hard and pay the pension money OK😊…

@DuyDi-rj5rk

1 month ago

The future will not be better because there will be more and more elders and less and less workers in Japan😭😭

@RayCorpuz-tl2rl

1 month ago

This the only rich country that pensions are receive bi monthly and too low compared to others.

@SakuraJP81

2 weeks ago

So, if you live in Tokyo and pay the rent for about 100,000 yen per month and receive only 10万円 per month, how about your food and utilities? Oh no. Im worried just thinking about this.

@DuyDi-rj5rk

1 month ago (edited)

It looks similar to Western countries, around US$1000 for low salary workers. But it's unfair for woman because man receives almost twice.😭😭😭

@DiCarpio-yk9pd

1 month ago

Ray-San, please tell the labor bureau that Japanese should get higher pensions than foreigners living in Japan taking advantage of its generosity. And Japanese who are married to foreign nationals should not be entitled to “pensions”. It’s simply unfair to the local people.

2025-09-07

How Much Pension Do Japanese Seniors Really Get?

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